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The Relationship between Demographic Factors and Financial Behavior on Credit Card Usage in Surabaya

Memarista, Gesti and Malelak, Mariana Ing and Anastasia, Njo (2015) The Relationship between Demographic Factors and Financial Behavior on Credit Card Usage in Surabaya. In: The 3rd Indonesia International Conference on Finance, 19-12-2015 - 19-12-2015, Bali - Indonesia.

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    Abstract

    This research aims to examine the relationship between demographic factors and financial behavior on credit card usage. There are five demographic factors that were used in this research, such as age, gender, education, income, and marital status. Financial behavior on credit card usage refers to the behavior that willing to get more debt and hold more credit card. The research design conducted through questionnaire. Chi-square and Cross Tabulation is used in this study. Respondents of this study are 105 credit card holders coming from Surabaya. The result of this research shows that the financial behavior on credit card usage is low. Furthermore, the education has significant relationship with financial behavior on credit card usage. However, age, gender, income, and marital status have no significant relationship with financial behavior on credit card usage.

    Item Type: Conference or Workshop Item (Paper)
    Uncontrolled Keywords: Credit Card Usage, Demographic Factors, Financial Behavior
    Subjects: B Philosophy. Psychology. Religion > BF Psychology
    H Social Sciences > HG Finance
    Divisions: Faculty of Economic > Finance Management Program
    Depositing User: Admin
    Date Deposited: 21 Dec 2015 21:25
    Last Modified: 25 Jan 2016 20:48
    URI: http://repository.petra.ac.id/id/eprint/17248

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